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Store credit is a special currency that can only be used to make purchases from a specific retailer. [1] [2] It is often used by retailers when customers return a product in lieu of a cash or credit card refund, or when merchandise cannot be exchanged. [3] [2] The store credit amount is usually equal to the item's last sale price. [2]
Shop Pay (formerly Shopify Pay) is a checkout and payment method developed by Shopify. Users add shipping and billing information to a Shop account, which enables one-click checkout on online stores that offer Shop Pay. In 2024, Shopify reported that Shop Pay had over 150 million users worldwide. [1]
Credit card refunds allow you to get money back for a purchase made with your credit card, usually in the form of a credit to your account. Refunds can take five to 14 business days to process and ...
The return policy posted at a Target store In retail , a product return is the process of a customer taking previously purchased merchandise back to the retailer , and in turn receiving a refund in the original form of payment , exchange .
Credit card companies don't work for free. Every time you use one, the store you're buying from is charged a "swipe fee" — and that charge will get passed down to you in higher prices.
A credit card terminal processes payments, but its functionality stops there. Most physical stores want additional capabilities, like a database to view pricing information or customer accounts.
As of 2024, Shopify hosts 5.6 million active stores across more than 175 countries. [4] According to the company's yearly financial report for 2023, its total revenue reached $7.1 billion, and Gross Merchandise Volume (GMV) increased 20% to $235.9 billion over the prior year. [5] Shopify is the second largest publicly traded Canadian company. [6]
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