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  2. Term life insurance - AOL

    www.aol.com/finance/term-life-insurance...

    Term life insurance is a type of life insurance policy that provides coverage for a predetermined number of years. When purchasing a term life policy, you’ll select a term length, commonly ...

  3. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance may be chosen in favor of permanent life insurance because term insurance is usually much less expensive [1] (depending on the length of the term), even if the applicant is higher risk, such as being an everyday smoker. For example, an individual might choose to obtain a policy whose term expires near his or her retirement ...

  4. Term vs. Whole Life Insurance: What’s the Difference?

    www.aol.com/finance/term-vs-whole-life-insurance...

    Although quotes for whole life insurance tend to run higher than for comparable amounts of term insurance, term insurance premiums increase as the policyholder ages while the whole life premium ...

  5. The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in its underwriting.

  7. Critical illness insurance - Wikipedia

    en.wikipedia.org/wiki/Critical_illness_insurance

    Term CI - Similar to term life insurance, this critical illness insurance increases in premium cost at the start of each new term. A term is generally 10 years. Term CI expires at age 75 (varies by insurance company). Permanent CI - Permanent critical illness insurance is a level term insurance, which means the premiums do not change.

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