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A savings account is an interest-earning bank account designed to help you store and grow your money. It’s great for short-term goals, emergency funds or savings you might need to access quickly.
But as the Fed continues with its rate cuts, savings accounts could start paying a lot less. And it's not out of the question that savings account rates will be closer to 2% by the end of 2025 ...
As the Fed rate rises, so do APYs on savings accounts, CDs and money market accounts — with today’s rates on the best high-yield savings accounts topping 5.00% APY.
As the Fed rate rises, so do APYs on savings accounts, CDs and money market accounts — with today’s rates on the best high-yield savings accounts topping 4% APY.
I have two 14 SEER 4-ton AC units. I'm now supercooling my house (AC runs continuously from 6am-12pm, and shuts down until 7pm to match the power plan I'm on). I cut my electrical usage for that 7 hour period 50% (gotta love smart meters). The end result is $120/month savings, and I'm paying $0.15/KWh.
As the Fed rate rises, so do APYs on savings accounts, CDs and money market accounts — with today’s rates on the best high-yield savings accounts topping 4% APY.
The SEER rating of a unit is the cooling output during a typical cooling-season divided by the total electric energy input during the same period. The higher the unit's SEER rating the more energy efficient it is. In the U.S., the SEER is the ratio of cooling in British thermal units (BTUs) to the energy consumed in watt-hours.
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