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A quarter is a 3-month period, and 1 year has 4 quarters in it. When a person has worked and paid taxes for 40 quarters during their life, they may be entitled to premium-free Medicare Part A.
In general, a person needs a minimum of 40 calendar quarters of work to be eligible for premium-free Medicare Part A. However, if they do not meet that requirement, their spouse’s work record ...
The 40 quarters requirement only applies to premium-free Part A. The time it takes to earn 40 qualifying quarters of work depends on your employment history.
To get premium-free Medicare Part A, a qualified person or their spouse needs 40 work credits. Learn more about Medicare work credits here.
It begins 3 months before someone turns 65 and extends 3 months after the month of their 65th birthday. If an individual does not receive automatic enrollment, they may sign up during this time.
Quarters of coverage. Monthly premium 2025. Cost increase from 2024. at least 40 quarters. $0. $0. at least 30 quarters or married to somebody with at least 30 quarters
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