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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   To file a dispute by mail, submit a detailed letter to the appropriate bureau(s). The Federal Trade Commission provides a sample letter you can use as a template. Your letter should identify the ...

3. Student Borrower Protection Center - Wikipedia

   en.wikipedia.org/wiki/Student_Borrower...

   In 2018, the group joined the American Federation of Teachers to launch an investigation into the failure of the Public Service Loan Forgiveness program. [15] Over the course of three years, Student Borrower Protection Center supported litigation by teachers and uncovered evidence of government mismanagement and industry abuses across the student loan system, including evidence that Public ...

4. Loan waiver - Wikipedia

   en.wikipedia.org/wiki/Loan_waiver

   A loan waiver is the waiving of the real or potential liability of the person or party who has taken out a loan through the voluntary action of the person or party who has made the loan. [1] Examples of loan waivers include the Stafford Loan Forgiveness program in the United States and the Agricultural Debt Waiver and Debt Relief Scheme in India

5. Student Loan Refund Checks Are In the Mail for Anyone Who ...

   www.aol.com/finance/student-loan-refund-checks...

   As part of the student loan forgiveness plan, there is a clause specifying: “If you made voluntary payments during the payment pause — from March 13, 2020, through Dec. 31, 2022 — and your ...

6. The grace period for student loan payments is over. Here's ...

   www.aol.com/grace-period-student-loan-payments...

   NEW YORK (AP) — The 12-month grace period for student loan borrowers ended on Sept. 30. The “on-ramp” period helped borrowers who are struggling to make payments avoid the risk of defaulting ...

7. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   When the borrower refinances his/her loan, they can pay off the remainder of the debt. Example: If the borrower owes $1,500 in credit card payments and has a gross monthly income of $3,000, his DTI ratio would be 50%. But if the borrower owes $1,500 in payments and has a gross monthly income of $2,000, his DTI ratio would be 75%.