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  2. How a car loan settlement affects your credit - AOL

    www.aol.com/finance/car-loan-settlement-affects...

    Settling your car loan debt can end high payments, but your credit score will drop.

  3. How Car Loan Charge-Offs Work - AOL

    www.aol.com/car-loan-charge-offs-171400504.html

    Both a car loan charge-off and a repossession negatively affect your credit score. With a car loan charge-off, you'll still be responsible for the debt. If you file bankruptcy, it's possible to ...

  4. Car buyers and credit: What auto financing means for credit ...

    www.aol.com/car-buyers-credit-auto-financing...

    Car loans are one of the most common types of debt among consumers in 21st century America. While auto loans are not as common as credit cards, the majority of Americans (62%) have an auto loan in ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.

  6. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    Knowing your credit score and the average rates to expect and applying for preapproval are just a few of the many ways you can secure a budget-friendly car loan. 1. Know your credit score

  7. Can You Buy a Car with Bad Credit? - AOL

    www.aol.com/buy-car-bad-credit-214400888.html

    A car loan can be a good thing for your overall credit situation. If you apply for the loan, gain approval, and then pay it back in a timely manner, the entire affair can help establish your ...

  8. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

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