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  2. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

  3. California will soon require insurers to increase home ...

    www.aol.com/california-soon-require-insurers...

    Of the top 20 most destructive wildfires in state history, 14 have occurred since 2015, according to the California Department of Forestry and Fire Protection. Show comments Advertisement

  4. Does insurance cover flooding and mudslides? - AOL

    www.aol.com/news/does-insurance-cover-flooding...

    That's because in Los Angeles County, home to nearly 10 million people, there are just 14,580 flood insurance policies on the books. Probably not. That's because in Los Angeles County, home to ...

  5. Homeowner Flood Insurance Affordability Act of 2014 - Wikipedia

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    The federal government heavily underwrites the flood insurance rates for these areas. The law "ordered FEMA to stop subsidizing flood insurance for second homes and businesses, and for properties that had been swamped multiple times." [6] These changes were to occur gradually over the course of five years. FEMA was also instructed to do a study ...

  6. Homeowner Flood Insurance Affordability Act of 2013

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    The Homeowner Flood Insurance Affordability Act of 2013 is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. [1] The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a ...

  7. California Department of Forestry and Fire Protection

    en.wikipedia.org/wiki/California_Department_of...

    The California Department of Forestry and Fire Protection (CAL FIRE) [2] [3] is the fire department of the California Natural Resources Agency in the U.S. state of California.It is responsible for fire protection in various areas under state responsibility totaling 31 million acres, as well as the administration of the state's private and public forests.

  8. Does homeowners insurance cover basement flooding? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Standard home insurance policies exclude most flood damage, including flooding from storm surges, rainfall, snowmelt and sewer backup. Find out when and how your home policy may cover basement ...

  9. Things to know about California's new proposed rules for ...

    www.aol.com/news/things-know-californias...

    Of the 20 most destructive fires in state history, 14 have occurred since 2015, according to the California Department of Forestry and Fire Protection. Insurance companies say that because they ...