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2. The 7 Best Store Credit Cards Worth a Spot in Your Wallet - AOL

   www.aol.com/7-best-store-credit-cards-213635309.html

   Many store cards, including Amazon cards, have an instant approval process. However, cards that offer the best rates often require a FICO credit score of 670 or higher.

3. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

4. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

   www.aol.com/news/2013-09-06-preapproved-credit...

   "If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...

5. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   When you compare credit cards and other lending products online, or you get an ad in the mail inviting you to apply for a credit card, that’s almost always prequalification, not preapproval ...

6. Card scheme - Wikipedia

   en.wikipedia.org/wiki/Card_scheme

   The card scheme uses the respective guidelines [5] [6] to process the card exchange data from the acquiring to the issuing bank, and vice versa, until the payment [7] is fully completed (or denied). Credit and debit cards work with a four-party scheme, completing an open-circle framework that permits consistent flow of transactions; thus ...

7. Inventory Information Approval System - Wikipedia

   en.wikipedia.org/wiki/Inventory_Information...

   The Inventory Information Approval System, or IIAS, is a point-of-sale technology used by retailers that accept FSA debit cards, which are issued for use with medical flexible spending accounts (FSAs), health reimbursement accounts (HRAs), and some health savings accounts (HSAs) in the United States.