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  2. How a car loan settlement affects your credit - AOL

    www.aol.com/finance/car-loan-settlement-affects...

    Settling your car loan debt can end high payments, but your credit score will drop.

  3. How to calculate interest on a car loan - AOL

    www.aol.com/finance/calculate-interest-car-loan...

    These calculators allow you to find the monthly payment with different interest rates and loan terms. The Bankrate auto loan calculator will also provide a full amortization schedule so you can ...

  4. 5 Strategies for Paying Off Car Loan Early - AOL

    www.aol.com/5-strategies-paying-off-car...

    (The typical car loan is anywhere from three to seven years; the shorter the loan period, the higher the monthly payment.) In this scenario, the total cost of the vehicle after tax and dealer fees ...

  5. Rule of 78s - Wikipedia

    en.wikipedia.org/wiki/Rule_of_78s

    A loan of $3000 can be broken into three $1000 payments, and a total interest of $60 into six. During the first month of the loan, the borrower has use of all three $1000 (3/3) amounts. Hence the borrower should pay three of the $10 interest fees. At the end of the month, the borrower pays back one $1000 and the $30 interest.

  6. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a ...

  7. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

  8. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

  9. How to calculate interest on a loan: Tools to make it easy

    www.aol.com/finance/calculate-interest-loan...

    You will need your principal loan amount, interest rate and loan term to calculate the overall interest costs. ... So if you qualify for a five-year auto loan, your loan term is 60 months ...

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