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  2. Prequalified vs. preapproved: What’s the difference? - AOL

    www.aol.com/finance/prequalified-vs-preapproved...

    Provides conditional loan approval Could take time to gather documentation and complete application, then take anywhere from a few minutes to a few business days for response

  3. How long do you have to wait for SBA loan approval? - AOL

    www.aol.com/finance/long-wait-sba-loan-approval...

    4. Wait for approval (varies on the loan type, up to 90 days) Approval times vary by loan type and lender. For example, the SBA will review an application for a Standard 7(a) loan within five to ...

  4. SBA loan statistics: Race and gender - AOL

    www.aol.com/finance/sba-loan-statistics-race...

    These loans expedite the process, promising an SBA response on your application within 36 hours. You can borrow up to $500,000 with these loans. ... Looking at 7(a) loan approvals by industry, we ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  7. Lendio - Wikipedia

    en.wikipedia.org/wiki/Lendio

    Lendio's online application process takes an average of 15 minutes to complete, compared to an average of 25 hours filling out traditional lending applications. [ 20 ] Small business owners are offered financing options including credit cards, lines of credit, short-term specialty loans and long-term traditional loans.

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