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  2. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit scores are often used in determining prices for auto and homeowner's insurance. Starting in the 1990s, the national credit reporting agencies that generate credit scores have also been generating more specialized insurance scores, which insurance companies then use to rate the insurance risk of potential customers.

  3. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. [3]

  4. History of credit unions - Wikipedia

    en.wikipedia.org/wiki/History_of_credit_unions

    The first credit union in North America, the Caisse populaire de Lévis in Quebec, Canada, began operations on Jan. 23, 1901, with a ten cent deposit. Founder Alphonse Desjardins , a reporter in the Canadian parliament, was moved to take up his mission in 1897 when he learned of a Montrealer who had been ordered by the court to pay nearly ...

  5. History of Social Security in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_Social_Security...

    In 1990, fewer than 11% of Americans over 65 were still employed, an all-time low after which the number began to slowly rise again. During the 1950s, over-65s continued to have the highest poverty rate of any age group in the US with the largest percentage of the nation's wealth concentrated in the hands of Americans under 35.

  6. Child tax credit (United States) - Wikipedia

    en.wikipedia.org/wiki/Child_tax_credit_(United...

    A tax credit enables taxpayers to subtract the amount of the credit from their tax liability. [d] In the United States, to calculate taxes owed, a taxpayer first subtracts certain "adjustments" (a particular set of deductions like contributions to certain retirement accounts and student loan interest payments) from their gross income (the sum of all their wages, interest, capital gains or loss ...

  7. History of banking - Wikipedia

    en.wikipedia.org/wiki/History_of_banking

    2007 – Start of the 2007–2008 financial crisis including a credit crunch that led to the failure and bail-out of a large number of the world's biggest banks. 2008 – Washington Mutual collapses, the largest bank failure in history up to that point.

  8. AOL Mail

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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

  9. History of money - Wikipedia

    en.wikipedia.org/wiki/History_of_money

    Money was invented before written history began. [1] [2] ... Since 1980, credit card companies have been exempt from state usury laws in the United States, ...