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  2. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    The payday lender could report the delinquent balance to the three credit reporting agencies or sell your account to a collection agency. Either way, your credit score will likely drop by several ...

  3. 6 types of emergency loans and their uses - AOL

    www.aol.com/finance/8-types-emergency-loans...

    2. Credit card cash advances. Credit cards, when used responsibly, can be useful tools in an emergency.Many credit cards offer a cash advance feature that may allow you to access cash from an ATM ...

  4. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    [1] [2] [3] The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different ...

  5. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    The payday lender could report the delinquent balance to the three credit reporting agencies or sell your account to a collection agency. Either way, your credit score will likely drop due to the ...

  6. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  7. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    Alternative financial services in the United States, [1] [2] for example via payday loans, are more extensive than in some other countries, because the major banks in the U.S. are less willing to lend to people with marginal credit ratings than their counter parties in many other countries.

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