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  2. How to get a business loan with no money - AOL

    www.aol.com/finance/business-loan-no-money...

    Unlike a business loan, you’re not required to have any money upfront for most cards. The best business credit cards typically require good-to-excellent credit. But some, such as the Spark 1% ...

  3. Unbanked - Wikipedia

    en.wikipedia.org/wiki/Unbanked

    Some reasons a person might not have a bank account include: [citation needed] Lack of access via a nearby bank branch or mobile phone; Minimum balance fees; Distrust of the banking system, typically due to lack of transparency regarding fees and deposit timing [1] No access to government-issued ID, which is required to open a bank account

  4. 7 Risks You’re Taking by Not Having a Bank Account - AOL

    www.aol.com/finance/7-risks-taking-not-having...

    Your Money Won't Be Safe. The federal government insures bank deposits -- the shoebox in your closet does not. "Banks that are FDIC insured protect your account up to $250,000," Chancellor said.

  5. How To Cash a Check Without a Bank Account or ID - AOL

    www.aol.com/cash-check-without-bank-account...

    That means that no one in the household has a checking or savings account at a bank or credit union. This rate is the lowest since the FDIC started tracking the figure in 2009.

  6. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. The document evidencing the debt (e.g., a promissory note ) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment.

  7. Small business financing - Wikipedia

    en.wikipedia.org/wiki/Small_business_financing

    Small business financing (also referred to as startup financing - especially when referring to an investment in a startup company - or franchise financing) refers to the means by which an aspiring or current business owner obtains money to start a new small business, purchase an existing small business or bring money into an existing small business to finance current or future business activity.

  8. You need money and have no savings. Here’s what to do ... - AOL

    www.aol.com/finance/money-no-savings-instead...

    Something happened, and you need money. Urgently. You look at your savings account. Tumbleweeds roll across the place your emergency fund should occupy. Meanwhile, your credit card beckons with ...

  9. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

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