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2. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   See what your lender or credit card issuer offers for hardship assistance for other types of debt. See if friends and family will help you if you have the means. ... to cover the outstanding debt ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Credit card debt settlement, also called debt relief or debt adjustment, is a process in which a lender lets you pay off your credit card for less than your outstanding balance.

4. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...

5. What is a short sale? - AOL

   www.aol.com/finance/short-sale-234542168.html

   Provide a hardship letter. ... If there are multiple liens on your property, the proceeds from a short sale might not be enough to resolve all of the outstanding debt. In addition, even if the ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. The Hardship Letter: Four Points to Make When Seeking a ... - AOL

   www.aol.com/news/2011-03-28-the-hardship-letter...

   The Hardship Letter: Four Points to Make When Seeking a Home Loan Modification or Short Sale. Tara-Nicholle Nelson. Updated July 14, 2016 at 9:15 PM. foreclosure sign - home loan modification.