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  2. Do I really need a 20 percent down payment for a house? - AOL

    www.aol.com/finance/really-20-percent-down...

    While a 20 percent down payment is the traditional standard for purchasing a home, it is not mandatory and there are loan options that have much lower minimum requirements. Private mortgage ...

  3. How much is a down payment on a house? - AOL

    www.aol.com/finance/much-down-payment-house...

    Conventional loan: 3 percent down payment. The down payment requirements for a conventional loan on a primary residence vary depending on the lender, the borrower and the property type. For ...

  4. What is a down payment? - AOL

    www.aol.com/finance/down-payment-180952544.html

    For conventional loans, the minimum mortgage down payment is 3 percent. FHA loans require a down payment of 3.5 percent with a credit score of 580 or higher. For scores between 500 and 579, the ...

  5. 3 percent down mortgages: A guide to your options - AOL

    www.aol.com/finance/3-percent-down-mortgages...

    Those making a small down payment are required to pay for private mortgage insurance: The program requires PMI with mortgages that have an LTV of over 95 percent.

  6. Average down payment on a house - AOL

    www.aol.com/finance/average-down-payment-house...

    The minimum requirements range from no down payment at all to 5 percent. Here’s an overview: ... As of 2023, the typical mortgage down payment for a first-time homebuyer was 8 percent, while the ...

  7. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    With rising home prices in the years from 2000 to 2007, lenders were willing to accept smaller or no down payment (either through 100% financing, seller-assisted down payment assistance, government down payment providers or by providing a combination of an 80% first and 20% second mortgages) so that more individuals could purchase homes as ...

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