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2. What is a pay-for-delete letter? - AOL

   www.aol.com/finance/pay-delete-letter-195458239.html

   The premise of a pay-for-delete letter is simple: You offer to pay off the debt, either in full or as a negotiated settlement, and the creditor erases the account from your credit history. However ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Debt settlement involves negotiating with your creditors to pay off a portion of what you owe. Typically, this is a lump-sum payment in exchange for forgiveness of the remaining balance.

4. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Potential increased debt: If you aren’t making payments in hopes of being able to settle your debt, you’ll likely have late fees and penalty interest rates in the meantime. Those charges can ...

5. What to do about a bank account levy - AOL

   www.aol.com/finance/fight-creditor-account-levy...

   The letter should state that you dispute the debt’s validity and would like documentation to verify it. ... so lenders may prefer working with you to settle the debt instead of levying your bank ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely.

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Cons of debt settlement. Negative impact on credit score. Fees associated with the debt settlement process, even if it is unsuccessful. Requirement to adhere to a structured repayment plan