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If you're married, you can't file until your spouse claims Social Security. ... your monthly benefit gets permanently reduced. Full retirement age is 67 for anyone born in 1960 or later. If you ...
A spouse’s Social Security benefit is directly tied to the payout that the primary beneficiary receives. If your spouse files for benefits at age 62, your spousal benefit will be permanently ...
To qualify for Social Security spousal benefits, your spouse must currently receive retirement benefits, and you must have been married for at least one year. In addition, one of the following ...
If a worker covered by Social Security dies, a surviving spouse can receive survivors' benefits if a 9-month duration of marriage is met. If a widow(er) waits until Full Retirement Age, they are eligible for 100 percent of their deceased spouse's PIA. [64] If the death of the worker was accidental, the duration of marriage test may be waived. [65]
“The best strategy to claim Social Security retirement benefits as a spouse is to wait until you reach normal retirement age, 65 to 67, depending on birth year,” says Lindsay Malzone, a ...
Social Security retirement benefits are based on payroll tax contributions while working, but you don't necessarily need to be the one working to claim them. A worker's spouse might also be ...
Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...
Welcome to “Social Security Q&A.” You ask a Social Security question, and our guest expert provides the answer. You can learn how to ask a question of your own below. And if you would like a ...