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  2. What is student loan refinancing and how does it work? - AOL

    www.aol.com/finance/student-loan-refinancing...

    Student loan refinancing is when you apply for a new loan to pay off your current student loans, usually to lower your interest rate or extend your payoff timeline.

  3. Banks that refinance student loans - AOL

    www.aol.com/finance/banks-refinance-student...

    Student loan refinancing involves applying for a new loan to repay your current student loans. Ideally, taking this step results in obtaining a lower interest rate or extending your repayment ...

  4. When to refinance your private student loans - AOL

    www.aol.com/finance/refinance-private-student...

    This can add years to your repayment timeline, in addition to increasing the overall cost of the loan. Interest rates on private loans can be fixed or variable and currently fall between 4 percent ...

  5. How to refinance your student loans in 5 steps - AOL

    www.aol.com/finance/refinance-student-loans-5...

    Many lenders refinance student loans for people with bad credit, although if a lender does accept a lower credit score, it will almost certainly offer higher rates. As with new student loans, you ...

  6. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

  7. 6 credit unions that refinance student loans - AOL

    www.aol.com/finance/6-credit-unions-refinance...

    Credit unions typically offer personalized service and interest rate discounts.

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