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2. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Learn everything you need to do to apply for a credit card and increase your chances of approval. ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you ...

3. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

4. The Best Instant Approval Credit Cards of 2025 - AOL

   www.aol.com/finance/5-best-instant-approval...

   Are Seeking a Good Credit Card with Added Convenience: Many people apply for mainstream credit cards that happen to offer instant approval, appreciating the convenience of a quick decision even if ...

5. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

6. Prescreen - Wikipedia

   en.wikipedia.org/wiki/Prescreen

   These banks offered a specific set of credit products and services that met the needs of their community. When a potential customer would walk into their branch and apply for a credit product (like a credit card for example), the bank would evaluate the consumer's credit history and decide whether or not to approve the application.

7. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.