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  2. Credit report errors are surging due to coronavirus — is your ...

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    Complaints have hit record levels. Learn if you've been affected — and protect yourself.

  3. Big Three (credit rating agencies) - Wikipedia

    en.wikipedia.org/wiki/Big_Three_(credit_rating...

    [10] Since the spring of 2010, one or more of the Big Three relegated Greece, Portugal and Ireland to "junk" status – a move that many EU officials mentioned has accelerated a burgeoning European sovereign-debt crisis. In January 2012, amid continued eurozone instability, S&P downgraded nine eurozone countries, stripping France and Austria ...

  4. Biden Wants to Shut Down Credit Bureaus – What Would That ...

    www.aol.com/biden-wants-shut-down-credit...

    In a CFPB blog post dated Jan. 28, Uejio stated his two main priorities would be “(1) relief for consumers facing hardship due to COVID-19 and the related economic crisis, and (2) racial equity.”

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  6. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Make sure your creditor has reported your decision to the three major credit bureaus by checking your credit reports at www.AnnualCreditReport.com. Remember, the account should read “closed at ...

  7. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    Credit bureaus had the most complaints of all companies filed with the CFPB by consumers in 2018, with 34% of all complaints directed at TransUnion, Equifax, and Experian that year. [ 34 ] In June 2017, a California jury ruled against TransUnion with a $60 million verdict in the largest Fair Credit Reporting Act (FCRA) verdict in history. [ 35 ]

  8. Federal watchdog bans medical debt from credit reports

    www.aol.com/finance/federal-watchdog-bans...

    It pointed to a 2014 study that found credit bureaus “overpenalized” Americans for having medical bills in collections. Americans who mostly had medical debt on their reports went into ...

  9. Consumer Data Industry Association - Wikipedia

    en.wikipedia.org/wiki/Consumer_Data_Industry...

    The Consumer Data Industry Association (CDIA) is the trade association for the various consumer reporting companies in the United States.It represents around 200 consumer data companies that provide fraud prevention and risk management products, credit and mortgage reports, resident and employment screening services, check fraud and verification services, and collection services to individuals ...

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