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  2. Can I get a mortgage after a short sale of my home? - AOL

    www.aol.com/finance/mortgage-short-sale-home...

    FHA loan – The short sale waiting period on FHA loans is typically three years, unless you can prove extenuating circumstances, which could shorten the wait to one year. You may also be able to ...

  3. VA loan down payment: Definition and requirements - AOL

    www.aol.com/finance/va-loan-down-payment...

    As with FHA and USDA loans, the federal government (in this case, the VA) guarantees a portion of every VA loan, which are actually issued by private lenders. This federal backing alleviates the ...

  4. VA loan benefits and disadvantages - AOL

    www.aol.com/finance/va-loan-pros-cons-180505984.html

    Alternatives to VA loans include conventional loans, FHA loans and USDA loans. ... such as having declared bankruptcy or sold a home in a short sale, for example. ... of a VA loan. While VA loans ...

  5. How to get a VA home loan - AOL

    www.aol.com/finance/va-home-loan-194111486.html

    While FHA loans require a down payment of at least 3.5 percent of the purchase price, VA loans will let you borrow the money without contributing any money from your savings – making these much ...

  6. Mortgage assumption - Wikipedia

    en.wikipedia.org/wiki/Mortgage_assumption

    This type of provision permits the lender to require payment of the full loan balance if the property is transferred to a new owner without the lender's consent. However, all FHA-insured loans and VA loans (dated after March 1, 1988) are assumable as long as the buyer is creditworthy because they intentionally lack due on sale clauses.

  7. VA loans: What they are and how they work - AOL

    www.aol.com/finance/va-loans-200043770.html

    For 2024, the limit in most counties is $766,550. In more expensive areas, that limit can go up to $1,149,825. Lastly, you can only use a VA loan with a primary residence; investment properties ...

  8. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

  9. VA home loan requirements for 2024 - AOL

    www.aol.com/finance/va-home-loan-requirements...

    However, lenders can and do set their own underwriting requirements, and many want to see a credit score for VA loans of 620 or higher. Debt-to-income (DTI) ratio for VA loans

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