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2. Virtual terminal (payment processing) - Wikipedia

   en.wikipedia.org/wiki/Virtual_terminal_(payment...

   Unlike when using a regular payment terminal, the presence of the payment card is not required. The payment data is then automatically sent to the payment processor to handle the transaction. While the physical card does not need to be presented to the merchant (which would be impossible over the phone), the customer authorising the payment ...

3. Card-not-present transaction - Wikipedia

   en.wikipedia.org/wiki/Card-not-present_transaction

   In addition, the merchant account would be assessed a chargeback fee by the acquiring bank. [1] This is the opposite of a card present transaction, when the issuer of the card is liable for restitution. [2] Because of the greater risk, some card issuers charge a greater transaction fee to merchants who routinely handle card-not-present ...

4. Square (financial services) - Wikipedia

   en.wikipedia.org/wiki/Square_(financial_services)

   In June 2015, Apple announced Square would release a reader device capable of accepting Apple Pay and other contactless payments. [35] In the same year, Square launched a reader for Android and iOS that accepts contactless and chip card payments. [36] Additionally, the firm launched Square Payroll for small business owners to process payroll. [37]

5. What these small business owners want customers to know about ...

   www.aol.com/finance/small-business-owners-want...

   Adding it all up, merchants pay between 1.5 percent to 3.5 percent on average from their sales revenue for accepting card payments. How merchant fees can affect small businesses Two or 3 percent ...

6. Payment processor - Wikipedia

   en.wikipedia.org/wiki/Payment_processor

   Once the payment processor has received confirmation that the credit card details have been verified, the information is relayed back via the payment gateway to the merchant, who will then complete the payment transaction. If verification is denied by the card association, the payment processor will relay the information to the merchant, who ...

7. Interac - Wikipedia

   en.wikipedia.org/wiki/Interac

   Interac serves as the Canadian debit card system and the predominant funds transfer network via its e-Transfer service. There are over 59,000 automated teller machines that can be accessed through the Interac network in Canada, and over 450,000 merchant locations accepting Interac debit payments. [citation needed]