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Pages in category "Government-owned insurance companies of the United States" The following 7 pages are in this category, out of 7 total. This list may not reflect recent changes .
The NAIC is not a regulator; while its members are the insurance commissioners (i.e., the chief insurance regulators) of each U.S. state and six territories, [1] the NAIC is a non-governmental organization that concerns itself with insurance regulatory matters but does not actually regulate. The states have not delegated their regulatory ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
Insurers are pulling out of big states, and extreme weather and climate change is factoring into the decisions.
Nearly all states have some form of car insurance requirement. Many states allow drivers to satisfy minimum requirements in several ways, including through a bond, deposits, evidence of self ...
The first state commissioner of insurance was appointed in New Hampshire in 1851 and the state-based insurance regulatory system grew as quickly as the insurance industry itself. [4] Prior to this period, insurance was primarily regulated by corporate charter, state statutory law and de facto regulation by the courts in judicial decisions.
Average car insurance rates increased 26 percent from 2023 to 2024. ... Also, some states have banned or limited insurance companies from using credit as a rating factor, so depending on where you ...
In the United States, insurance is regulated by the states under the McCarran–Ferguson Act, with "periodic proposals for federal intervention", and a nonprofit coalition of state insurance agencies called the National Association of Insurance Commissioners works to harmonize the country's different laws and regulations. [64]
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