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What have interest rates been for I bonds? We've put all the rates together in one chart – fixed rate, inflation rate, and combined rate. You can look up a specific bond there and see its entire history.
We list interest rates for all I bonds ever issued in 2 ways: Matrix showing fixed rates, inflation rates, and combined rates together. See rate chart (PDF) See Series I Bond Rate History. Separate tables for fixed rates, inflation rates, combined rates. See “I bonds interest rates”.
I bond interest rates adjust every six months, and with the latest inflation reading now released, we can calculate what your next rate will be on existing bonds.
The current composite I bond rate is 4.28%. This includes a 1.30% fixed rate and a 1.48% inflation rate. The current rate applies for six months to bonds purchased between May 1, 2024, and Oct....
The composite rate for Series I Savings Bonds is a combination of a fixed rate, which applies for the 30-year life of the bond, and the semiannual inflation rate. The 3.11% composite rate for I bonds issued from November 2024 through April 2025 applies for the first six months after the issue date. The composite rate combines a 1.20% fixed rate ...
Series I bonds will pay 3.11% through April 2025, the U.S. Department of the Treasury announced Thursday. Linked to inflation, the latest I bond rate is down from the 4.28% yield offered since May ...
Today's headline rate of 4.28% applies to newly purchased I bonds. For bonds you already own, your next 6-month rate will likely be lower. Here's how much you'll earn.
I bonds are a type of U.S. bond whose interest rate adjusts every six months to protect its purchasing power from inflation. They are currently paying interest rates of 3.11%.
Your Treasury Direct: Learn more about Series I Bond rates. See past historical fixed and inflation rate chart, current rates, and future forecasting for upcoming rate announcements.
I bonds’ rates have since dipped from their headline-grabbing heights—they were as high as 9.62% in May of 2022—to 4.28% for the current crop. That rate may still look attractive, but I bonds’...