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To position yourself for approval success, look for a credit card that requires no credit history, such as a secured credit card. These cards help you build up your credit score so you can apply ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
What is a secured credit card? Getting approved for an unsecured credit card can be difficult when your credit score is ... The same rules apply to secured credit cards as they do to unsecured ...
Check Eligibility Requirements: Each secured credit card issuer has specific eligibility requirements. Typically, you'll need to be at least 18 years old and have a verifiable source of income ...
1. Pay down credit card debt before you apply. If you currently have any balances on your credit cards, it could help to pay them down first, for a couple of reasons. It's a fast way to improve ...
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