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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

3. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   However, seniors may find it harder to qualify for a new home loan if they have a limited income, existing mortgage or other debt. We often think of homebuyers as young people: newlyweds, couples ...

4. 6 Things You Need To Do When Considering a Government ... - AOL

   www.aol.com/6-things-considering-government...

   If you're considering refinancing your government-backed or conventional mortgage, a government-backed refinance could be a good choice. These loans, guaranteed by agencies like the FHA, VA and ...

5. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   FHA loans: Matt Dunbar, senior vice president of the southeast region at Churchill Mortgage, says that FHA loans often see higher denial rates to more comprehensive evaluations of a borrower’s ...

6. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   Hold a government-back mortgage: In addition to FHA-backed loans, mortgages backed by the U.S. Department of Agriculture’s (USDA) or the Department of Veterans Affairs (VA) also qualify.

7. Federal takeover of Fannie Mae and Freddie Mac - Wikipedia

   en.wikipedia.org/wiki/Federal_takeover_of_Fannie...

   In 2003, the Bush Administration sought to create a new agency, replacing the Office of Federal Housing Enterprise Oversight, to oversee Fannie Mae and Freddie Mac.In 1992, in the wake of the savings and loan crisis, and over concern that similar lending problems would develop, the Office of Federal Housing Enterprise Oversight was created as part of the Department of Housing and Urban ...

8. VA loan refinance: What is it and how does it work? - AOL

   www.aol.com/finance/va-loan-refinance-does...

   A VA loan or mortgage refinance is a home loan product backed by the Department of Veterans Affairs (VA). ... 620 to be approved for a VA loan or a VA loan refinance (the exception is: Interest ...

9. Can I qualify for a mortgage if I'm about to retire? - AOL

   www.aol.com/finance/qualifying-for-mortgage-in...

   How does retirement income impact mortgage eligibility? Most lenders won't approve you for a mortgage if the payment is more than 31% of your projected gross income.