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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  3. National Highway Traffic Safety Administration - Wikipedia

    en.wikipedia.org/wiki/National_Highway_Traffic...

    In 1972, the Motor Vehicle Information and Cost Savings Act (Pub. L. 92–513, 86 Stat. 947, enacted October 20, 1972) expanded NHTSA's scope to include consumer information programs. Despite improvements in vehicle design and public awareness of issues like drunk driving, traffic fatalities have remained stubbornly high.

  4. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people injured in the accident.

  5. Auto insurance risk selection - Wikipedia

    en.wikipedia.org/wiki/Auto_insurance_risk_selection

    For example, the following information would produce a unique vehicle insurance cost: Vehicle: Age – 7 years old; manufacturer, model – Ford, Explorer XLT; value $18,000 Driver: Age – 38 years old; gender – male; marital status – single; driving record (based on government reports) violations – 1 point (speeding); at fault accidents ...

  6. How to choose the right cheap car insurance for your budget - AOL

    www.aol.com/finance/choose-cheap-car-insurance...

    Per data from Quadrant Information Services, the average annual cost of car insurance is $2,542 for full coverage and $740 for minimum coverage, but your rates may vary based on your location ...

  7. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    Your car insurance company may have a specific deadline for filing a claim that is different than the state’s statute of limitations. Make sure to read your policy documents for details.

  8. Transportation safety in the United States - Wikipedia

    en.wikipedia.org/wiki/Transportation_safety_in...

    Comparing motorways (controlled-access, divided highways) in Europe and the United States, according to 2012 data, Denmark had the safest motorways with a rate of 0.72 road fatalities per 1 billion vehicle-km, while the United States had 3.38 road fatalities per 1 billion vehicle-km on its Interstate-type highways, often called freeways. [27]

  9. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...

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