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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    To get started, use the online submission form on the relevant credit bureau’s website: Equifax online disputes. Experian online disputes. TransUnion online disputes. How to file a dispute by ...

  3. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    TransUnion LLC Consumer Dispute CenterP.O. Box 2000Chester, PA 19016. Consumers can also file disputes with the credit bureaus online or over the phone. Here are the websites and phone numbers for ...

  4. How to Remove Derogatory Items From Your Credit Report - AOL

    www.aol.com/remove-derogatory-items-credit...

    “In 2009, I found such an item on my credit report and filed an online dispute with TransUnion. That was the credit bureau that furnished the report with incorrect information.

  5. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    TransUnion. TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". [4] Its customers include over 65,000 businesses. [5]

  6. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [ 1 ] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2 ] A borrower's credit score is the result of a mathematical algorithm applied to a credit ...

  7. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Kirtz, No. 22-846, 601 U.S. ___ (2024) The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of ...

  8. Stick It to the Man: How To Dispute a Credit Report Error ...

    www.aol.com/stick-man-dispute-credit-report...

    TransUnion: 1-800-916-8800 Note: You’re entitled to a free copy of your credit report from each of the three credit bureaus every 12 months by visiting annualcreditreport.com . tolgart/istockphoto

  9. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

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