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  2. Don't Have a Perfect Credit Score? Don't Sweat It - AOL

    www.aol.com/dont-perfect-credit-score-dont...

    According to that same Experian report, Americans with credit scores over 800 (and in some cases, in the high 700s) will get the same benefits as those with a perfect score. What are those benefits?

  3. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...

  4. Credit in your golden years: Do credit scores matter after ...

    www.aol.com/finance/how-retirement-affects...

    💡 The FICO Score system With FICO Scores, a “good” credit score is anything between 670 and 739, and “very good” is a score between 740 and 799. If your score is above 800 ...

  5. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  7. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

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