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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  3. 2017 Equifax data breach - Wikipedia

    en.wikipedia.org/wiki/2017_Equifax_data_breach

    Between May and July 2017, American credit bureau Equifax was breached. Private records of 147.9 million Americans along with 15.2 million British citizens and about 19,000 Canadian citizens were compromised in the breach, making it one of the largest cybercrimes related to identity theft. Equifax discovered the breach end of July, but did not ...

  4. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [ 11 ] Since the 1980s, neoliberal economic policy has created an inverse ...

  5. Equifax Canada - Wikipedia

    en.wikipedia.org/wiki/Equifax_Canada

    Equifax Canada Inc is one of two credit bureaus which are private companies in Canada that (the other being TransUnion Canada) collect, store, and share information about how Canadians use credit. [ 1 ] Reports are provided for both individual and commercial entities. Owned by Equifax of Atlanta, Georgia, Equifax Canada is based in Toronto ...

  6. VantageScore FAQs - AOL Help

    help.aol.com/articles/VantageScore-FAQs

    VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore® 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts so you are ...

  7. A hack at Equifax exposed the data of 147 million people ...

    www.aol.com/finance/hack-equifax-exposed-data...

    In 2017, consumer credit rating giant Equifax suffered one of the country's largest data breaches, exposing the personal information of 147 million U.S. citizens, or roughly 40% of the population ...

  8. Faulty Equifax Credit Score Reporting Prevents Consumers From ...

    www.aol.com/finance/faulty-equifax-credit-score...

    For premium support please call: 800-290-4726 more ways to reach us

  9. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    The bottom line. It’s important to review your credit report regularly and dispute all inaccurate information. A Section 609 dispute letter allows consumers to request verification of accounts ...

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