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  2. Wire transfer - Wikipedia

    en.wikipedia.org/wiki/Wire_transfer

    Information contained in wires is transmitted securely through encrypted communications methods. Wire transfers done through cash offices are essentially anonymous [citation needed] and are designed for transfer between persons who trust each other. It is unsafe to send money by wire to an unknown person to collect at a cash office; the ...

  3. Cash management - Wikipedia

    en.wikipedia.org/wiki/Cash_management

    Wire transfers can be done by a simple bank account transfer, or by a transfer of cash at a cash office. Bank wire transfers are often the most expedient method for transferring funds between bank accounts. A bank wire transfer is a message to the receiving bank requesting them to effect payment in accordance with the instructions given.

  4. Money transfer - Wikipedia

    en.wikipedia.org/wiki/Money_transfer

    Money transfer generally refers to one of the following cashless modes of payment or payment systems: Electronic funds transfer, an umbrella term mostly used for bank card-based payments; Giro (banking), also known as direct deposit; Money order, transfer by postal cheque, money gram or others

  5. Remittance advice - Wikipedia

    en.wikipedia.org/wiki/Remittance_advice

    In countries where cheques are still used, most companies' invoices are designed so that customers return a portion of the invoice, called a remittance advice, with their payment. In countries where wire transfer is the predominant payment method, invoices are commonly accompanied by standardized bank transfer order forms (like acceptgiros (in ...

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  7. Clearing House Interbank Payments System - Wikipedia

    en.wikipedia.org/wiki/Clearing_House_Interbank...

    A netting engine consolidates all of the pending payments into fewer single transactions. For example, if Bank of America is to pay American Express $1.2 million, and American Express is to pay Bank of America $800,000, the CHIPS system aggregates this to a single payment of $400,000 from Bank of America to American Express. The Fedwire system ...

  8. I’ve been scammed — will my bank refund the money? - AOL

    www.aol.com/finance/do-banks-refund-scammed...

    Take screenshots of messages and money transfer or payment receipts, download chats and save emails. Make sure it’s all in a safe place, and consider printing backup copies. Contact your bank.

  9. Universal Payment Identification Code - Wikipedia

    en.wikipedia.org/wiki/Universal_Payment...

    A Universal Payment Identification Code (UPIC) is an identifier (or banking address) for a bank account in the United States used to receive electronic credit payments. [1] A UPIC acts exactly like a US bank account number and protects sensitive banking information.