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2. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   Credit counseling is offered by nonprofit credit counseling agencies, often free of charge, and by for-profit companies. ... A poor rating or several reviews with similar complaints could indicate ...

3. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

4. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Credit counselors, however, work for nonprofit organizations and counseling agencies to provide free help with budgeting, building credit and managing debt for long-term success.

5. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   A credit counselor often offers a free initial session, typically an hour long, to cover your financial goals and current financial practices. Budgeting conversations will also include going over ...

6. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

7. Texas Office of Consumer Credit Commissioner - Wikipedia

   en.wikipedia.org/wiki/Texas_Office_of_Consumer...

   Originally set up as the Office of Regulatory Loan Commissioner in 1963, [4] the Office of Consumer Credit Commissioner (OCCC)’s current name was established when the Texas Credit Code was enacted in 1967. [5] The Texas Finance Commission oversees the OCCC, [6] and appoints the Consumer Credit Commissioner who serves at its will. [7]