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2. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation loans can help you manage your debt, but only if you can afford to make the monthly payments now and in the future. Debt consolidation is a popular way to manage and organize ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   To determine the break-even point on your refinance, divide the closing costs by the amount you’ll save each month with your new payment. Let’s say that refinancing will save you $150 per ...

4. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   Drawbacks of consolidating debt with a loan. It requires a hard credit check. Most lenders require a hard pull on your credit, which can lower your credit score temporarily by about five points.

5. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Debt consolidation can lower your credit score temporarily, but your score will improve if you make payments on time. Other tools like debt management plans and bankruptcy can help you manage debt.

6. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

7. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   These loans, often called debt consolidation loans, come with a fixed interest rate and repayment term.The idea is to pay off your outstanding debt with the loan and then make a single payment ...