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2. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   Once you apply and qualify for a life insurance policy, you’ll choose the type of life insurance you want, the amount of coverage you need, and the length of the policy (if choosing a term ...

3. Who needs life insurance? - AOL

   www.aol.com/finance/needs-life-insurance...

   A licensed insurance agent or financial advisor can help you decide how much life insurance you need, but in general, you may want to calculate the amount of lost income you’d need to replace if ...

4. 7 Times You Can Get Life Insurance With No-Exam Policies

   www.aol.com/lifestyle/7-times-life-insurance-no...

   Policy type: Term life insurance from a provider like Ladder is more commonly available without an exam than permanent life insurance policies. Occupation : Some low-risk occupations may be more ...

5. Medical underwriting - Wikipedia

   en.wikipedia.org/wiki/Medical_underwriting

   Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what ...

6. Actuarial science - Wikipedia

   en.wikipedia.org/wiki/Actuarial_science

   Actuarial science became a formal mathematical discipline in the late 17th century with the increased demand for long-term insurance coverage such as burial, life insurance, and annuities. These long term coverages required that money be set aside to pay future benefits, such as annuity and death benefits many years into the future.

7. Needs assessment - Wikipedia

   en.wikipedia.org/wiki/Needs_assessment

   A needs assessment is a systematic process for determining and addressing needs, or "gaps", between current conditions, and desired conditions, or "wants". [ 1 ] Needs assessments can help improve policy or program decisions, individuals, education, training, organizations, communities, or products.

8. How much life insurance do I need? - AOL

   www.aol.com/finance/much-life-insurance...

   Whole life insurance does not have an end date like term life insurance does. As long as you keep paying your premiums and follow the carrier’s requirements, your whole life policy should remain ...

9. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.