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  2. 6 types of emergency loans and their uses - AOL

    www.aol.com/finance/8-types-emergency-loans...

    2. Credit card cash advances. Credit cards, when used responsibly, can be useful tools in an emergency.Many credit cards offer a cash advance feature that may allow you to access cash from an ATM ...

  3. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    The average interest rate on a personal loan for borrowers with fair to bad credit is 17.8 percent to 32 percent. No-credit-check loans, on the other hand, may have annual percentage rates (APRs ...

  4. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

  5. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    While designed to provide consumers with emergency liquidity, payday loans divert money away from consumer spending and towards paying interest rates. Some major banks offer payday loans with interest rates of 225 to 300 percent, while storefront and online payday lenders charge rates of 200 to 500 percent.

  6. No doc loan - Wikipedia

    en.wikipedia.org/wiki/No_doc_loan

    For this reason most no doc loans are for business purposes or are for investment in something other than residential property. Private money is the main source of no doc loans, often with interest rates charged at 2% to 6% per month (24% to 72% p.a.). Non-conforming lenders focus on the lower risk no doc loans and offer more competitive ...

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    The most typical loan payment type is the fully amortizing payment in which each monthly rate has the same value over time. [6] The fixed monthly payment P for a loan of L for n months and a monthly interest rate c is: = (+) (+)

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