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2. State of New York Mortgage Agency - Wikipedia

   en.wikipedia.org/wiki/State_of_New_York_Mortgage...

   SONYMA offers its programs through a network of participating lenders throughout New York state who contract with the agency to offer SONYMA's programs to their customers. The mortgage loans are purchased from the lenders by SONYMA, which funds the purchases by issuing tax-exempt bonds. In 2017, it had operating expenses of $62.57 million, an ...

3. New York State Homes and Community Renewal - Wikipedia

   en.wikipedia.org/wiki/New_York_State_Homes_and...

   HFA and SONYMA are self-funded and do not rely on taxpayer funds. Both agencies issue tax-exempt bonds to provide for their financing. AHC funds are appropriated as part of the State’s annual budget. Funds for SONYMA’s Mortgage Insurance Fund are generated from a portion of the state’s mortgage recording tax surcharge.

4. New York State Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/New_York_State_Housing...

   The New York State Housing Finance Agency (HFA) is a New York State public-benefit corporation created in 1960 to increase the supply of rental housing for low-income people by issuing bonds and providing low-interest mortgage loans to regulated housing companies.

5. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Federal first-time homebuyer programs: Loans and programs backed or offered by the federal government. State, non-profit and employer-sponsored programs: Homebuying assistance at the local level.

6. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Types of down payment assistance loans and programs Grants. A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second ...

7. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

   www.aol.com/finance/first-time-homebuyer-guide...

   This government-backed loan program is a popular choice for first-time borrowers because you don’t need a big down payment or high credit score to qualify. Plus, you can receive up to 6% in ...

8. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   Fixed-rate mortgage: A fixed-rate mortgage has the same interest rate throughout the length of the loan, so every payment will be the same. This predictability makes fixed-rate mortgages the most ...

9. Government-backed loan - Wikipedia

   en.wikipedia.org/wiki/Government-backed_loan

   A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.