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  2. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Rates for six-month CDs can outpace the average bank account, and longer terms offer rates comparable to high-yield accounts. Drawbacks of a CD. Early withdrawal penalties.

  3. How do CDs work? - AOL

    www.aol.com/finance/cds-212435091.html

    Credit unions refer to CDs as share certificates, but they’re much like bank CDs. How CDs work. CDs offer a guaranteed return when you keep your money in the account for a set term.

  4. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

  5. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    Rates for 12-month CDs can outpace the average bank account, and longer terms offering predictable payouts no matter how far rates drop. Drawbacks of a CD. Withdrawal penalties.

  6. How to invest with CDs - AOL

    www.aol.com/finance/invest-cds-081806092.html

    $5,000 in a no-penalty CD with a 4.00 percent APY: While this yield is equal to the bank’s standard 1-year CD, it’s still higher than the bank’s 3-month CD. $5,000 in the bank’s 2-year ...

  7. Best CD rates today: Enter 2025 with guaranteed yields ... - AOL

    www.aol.com/finance/best-cd-rates-today-enter...

    A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest ...

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