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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
The earliest you can apply is four months before the month you want your benefits to start, and the earliest your benefits can start is your first full month as a 62-year-old. For example, if you turn 62 in June, your benefits can begin in July, and you can apply as early as March.
Taking Social Security at age 62 can make sense for retirees with health issues. If you're done working for good and do not expect to earn above the annual limit for Social Security earnings,...
For every year a worker waits to take their payout, their benefit can increase by as much as 8%, beginning at age 62 and continuing through age 69. You can see the power of patience in the...
You can start your retirement benefits as early as age 62 or as late as age 70. If you’re preparing to apply for retirement benefits, knowing when you’re eligible to apply and how the system works are the first steps in choosing what age is right for you.