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  2. The Pros and Cons of Credit Unions - AOL

    www.aol.com/finance/pros-cons-credit-unions...

    Here are some disadvantages of credit unions: Not many locations : Many credit unions are hyper-local — meaning there are only a few branches that service a specific area.

  3. Criticism of the United Nations - Wikipedia

    en.wikipedia.org/wiki/Criticism_of_the_United...

    The United Nations has been criticized for a variety of reasons, including its policies, ideology, equality of representation, administration, ability to enforce rulings, and ideological bias. Often cited points of criticism include a perceived lack of the body's efficacy (including a total lack of efficacy in both pre-emptive measures and de ...

  4. Civil discourse - Wikipedia

    en.wikipedia.org/wiki/Civil_discourse

    Civil discourse is the practice of deliberating about matters of public concern in a way that seeks to expand knowledge and promote understanding. The word "civil" relates directly to civic in the sense of being oriented toward public life, [1][2] and less directly to civility, in the sense of mere politeness. Discourse is defined as the use of ...

  5. The Wisdom of Crowds - Wikipedia

    en.wikipedia.org/wiki/The_Wisdom_of_Crowds

    The Wisdom of Crowds: Why the Many Are Smarter Than the Few and How Collective Wisdom Shapes Business, Economies, Societies and Nations, published in 2004, is a book written by James Surowiecki about the aggregation of information in groups, resulting in decisions that, he argues, are often better than could have been made by any single member of the group.

  6. Meet the person Mark Stoops calls ‘invaluable’ to Kentucky ...

    www.aol.com/meet-person-mark-stoops-calls...

    In the chaotic, ever-changing world that is college football, every coach needs a behind-the-scenes person who can take care of the details, solve problems and make the trains run on time.

  7. Does Your Child Want to Cut Ties? Here's How to Handle the ...

    www.aol.com/does-child-want-cut-ties-191118337.html

    Time apart can be a good opportunity to work on yourself and reflect on the past, including any regret you may have about your behavior or decisions. “Often, estrangement isn’t permanent ...

  8. List of cognitive biases - Wikipedia

    en.wikipedia.org/wiki/List_of_cognitive_biases

    Functional fixedness, a tendency limiting a person to using an object only in the way it is traditionally used. [16] Law of the instrument, an over-reliance on a familiar tool or methods, ignoring or under-valuing alternative approaches. "If all you have is a hammer, everything looks like a nail."

  9. Criticism of democracy - Wikipedia

    en.wikipedia.org/wiki/Criticism_of_democracy

    Democracy. Criticism of democracy, or debate on democracy and the different aspects of how to implement democracy best have been widely discussed. There are both internal critics (those who call upon the constitutional regime to be true to its own highest principles) and external ones who reject the values promoted by constitutional democracy.