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MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
The following is a general comparison of OTP applications that are used to generate one-time passwords for two-factor authentication (2FA) systems using the time-based one-time password (TOTP) or the HMAC-based one-time password (HOTP) algorithms.
HMAC-based one-time password (HOTP) is a one-time password (OTP) algorithm based on HMAC. It is a cornerstone of the Initiative for Open Authentication (OATH). HOTP was published as an informational IETF RFC 4226 in December 2005, documenting the algorithm along with a Java implementation. Since then, the algorithm has been adopted by many ...
Time-based one-time password (TOTP) is a computer algorithm that generates a one-time password (OTP) using the current time as a source of uniqueness. As an extension of the HMAC-based one-time password algorithm (HOTP), it has been adopted as Internet Engineering Task Force (IETF) standard RFC 6238 .
A Radio-frequency identification card used to open a door.. A security token is a peripheral device used to gain access to an electronically restricted resource. The token is used in addition to, or in place of, a password. [1]
First YubiKey USB token of the FIDO standard in 2014. The YubiKey is a hardware authentication device manufactured by Yubico to protect access to computers, networks, and online services that supports one-time passwords (OTP), public-key cryptography, authentication, and the Universal 2nd Factor (U2F) and FIDO2 protocols [1] developed by the FIDO Alliance.
Token codes are easily stolen, because no mutual-authentication exists (anything that can steal a password can also steal a token code). This is significant, since it is the principal threat most users believe they are solving with this technology.
The user provides the server with the second password pwd on the list and scratches that password. The server attempts to compute H(pwd), where pwd is the password supplied. If H(pwd) produces the password the server has stored, then the authentication is successful. The server will then store pwd as the current reference.