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2. How Much Does Life Insurance for Smokers & Tobacco ... - AOL

   www.aol.com/much-does-life-insurance-smokers...

   Some of the types of insurance that smokers can get include: Term Life Insurance. ... $60 - $100. Smoker Premium: $100 - $300 ... fizkes / istockphoto. How to Find the Best Life Insurance Rates ...

3. Tobacco and life insurance: Here’s what you should know - AOL

   www.aol.com/finance/tobacco-life-insurance-know...

   To qualify for non-smoker rates, most life insurance companies require you to be tobacco-free for at least 12 months. Even if tests no longer show nicotine, being honest about your smoking history ...

4. The 7 Deadly Hobbies: Pastimes Your Insurer Hates - AOL

   www.aol.com/news/2011-10-04-the-7-deadly-hobbies...

   For people in the Lower 48 states, a mountain climbing hobby can cause life insurance premiums to increase $3.50 for every $1,000. In other places, it can increase premiums by $5 or more per ...

5. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

6. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Permanent life insurance policies have cash value components, where some of your premium is set aside and grows over time. Life insurance companies calculate rates based on the mortality risk of ...

7. How to buy life insurance in 8 steps - AOL

   www.aol.com/finance/buy-life-insurance-8-steps...

   Term life insurance: Term life insurance is generally the cheapest kind of life insurance. It provides coverage over a specific term period, usually between 10 and 30 years.

8. 9 questions for your life insurance agent - AOL

   www.aol.com/finance/8-questions-life-insurance...

   There are two primary types of life insurance policies: term life insurance and permanent life insurance. Term life insurance : This is a straightforward option that provides coverage for a set ...

9. I’m a Life Insurance Expert: Here’s the Best Age To ... - AOL

   www.aol.com/finance/m-life-insurance-expert-best...

   The biggest advantage of buying life insurance at a younger age is that you’ll lock in a low rate for the life of the policy. ... reach ages 60 to 65, you’ll have access to investment accounts ...