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  2. Instant payment - Wikipedia

    en.wikipedia.org/wiki/Instant_payment

    Instant payment (sometimes referred to as real-time payment or faster payment) is a method of electronic funds transfer, allowing for almost immediate transfer of money between bank accounts. This was in contrast to the previous transfer times of one to three business days that had been in place until the mid-2010s.

  3. List of Unified Payments Interface applications - Wikipedia

    en.wikipedia.org/wiki/List_of_Unified_Payments...

    This is a list of applications supporting the Unified Payments Interface (UPI), an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions. [1]

  4. Automated clearing house - Wikipedia

    en.wikipedia.org/wiki/Automated_Clearing_House

    An automated clearing house (ACH) is a computer-based electronic network for processing transactions, [1] usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits .

  5. Federal Reserve to launch instant payment service 'FedNow' in ...

    www.aol.com/finance/federal-launch-instant...

    The instant payment network will settle payments in seconds, with the capability to support consumer-to-consumer, consumer-to-merchant, merchant-to-merchant, and bank-to-bank transactions.

  6. Instant payment notification - Wikipedia

    en.wikipedia.org/wiki/Instant_Payment_Notification

    Instant payment notification (IPN) is a method for online retailers to automatically track purchases and other server-to-server communication in real time. This allows E-commerce systems the opportunity to store payment transactions, order information and other sales internally.

  7. FedNow - Wikipedia

    en.wikipedia.org/wiki/FedNow

    RTP is an instant payment system for all US financial institutions, owned by a group of large US banks. [ 19 ] In 2020, Lael Brainard announced the upcoming FedNow service would provide "a neutral platform on which the private sector can build to offer safe, efficient instant payment services to users across the country", [ 20 ] after 2018 the ...

  8. Fed’s instant payment service ‘FedNow’ set to ... - AOL

    www.aol.com/finance/fed-instant-payment-fednow...

    The Federal Reserve is on track to launch an instant payment service called FedNow between May and July of 2023, allowing settlement of U.S. payments in seconds and potentially negating the need ...

  9. Heartland Payment Systems - Wikipedia

    en.wikipedia.org/wiki/Heartland_Payment_Systems

    Heartland Payment Systems, Inc. is a U.S.-based payment processing and technology provider. Founded in 1997, Heartland Payment Systems' last headquarters were in Princeton , New Jersey. [ 2 ] The company was acquired by Global Payments for $4.3 billion in 2016.

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