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2. Certificate of Deposit Account Registry Service - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_Deposit...

   The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).

3. 6 best ways to FDIC-insure your excess bank deposits - AOL

   www.aol.com/finance/ways-to-insure-excess-bank...

   2. Open an account in a different ownership category. If you want to keep all your money in one FDIC-insured bank, you may be able to insure deposits of more than $250,000 by opening different ...

4. Savings interest rates today: With cuts on the table, now's ...

   www.aol.com/finance/savings-interest-rates-today...

   A CD guarantees a high fixed rate of return on a principal deposit at the end of an agreed-on term. ... Minimum deposit. As with monthly fees, some banks require you to deposit a minimum amount of ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

6. Time deposit - Wikipedia

   en.wikipedia.org/wiki/Time_deposit

   A time deposit or term deposit (also known as a certificate of deposit in the United States, and as a guaranteed investment certificate in Canada) is a deposit in a financial institution with a specific maturity date or a period to maturity, commonly referred to as its "term".

7. Federal Deposit Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Federal_Deposit_Insurance...

   The Dodd–Frank Wall Street Reform and Consumer Protection Act (P.L.111-203), which was signed into law on July 21, 2010, made the $250,000 insurance limit permanent, [49] and extended the guarantee retroactively to January 1, 2008, meaning it covered uninsured deposits banks like IndyMac. In addition, the Federal Deposit Insurance Reform Act ...

8. News, Politics, Sports, Mail & Latest Headlines - AOL.com

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   Discover the latest breaking news in the U.S. and around the world — politics, weather, entertainment, lifestyle, finance, sports and much more.

9. Deposit insurance - Wikipedia

   en.wikipedia.org/wiki/Deposit_insurance

   The most significant change on deposit insurance program is the discarding of blanket guarantee, which deemed could initiate moral hazard, and becoming the limited guarantee. [ 74 ] Currently, the maximum amount of deposit insured is IDR 2,000,000,000 per depositor per bank.