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As a new homeowner, the list of what you need to equip your house is seemingly unending. The good news is that you can get many of the essentials from your local Home Depot. Whether you need tools,...
If you just bought a new home: Congratulations! There are plenty of reasons to celebrate this milestone. You are probably ready to unpack your personal items and fill the house up with everything ...
What started as a little hardware store in a tiny town in North Carolina has blossomed into one of the largest home improvement retailers in the world. We're talking about Lowe's, which has over ...
The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.
For instance, Baltimore County, Maryland’s Homeowner’s Tax Credit Program has an annual household income cap of $60,000, and recipients’ assets — not counting the property that the tax ...
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