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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    A 2012 study by Pew Charitable research found that the majority of payday loans were taken out to bridge the gap of everyday expenses rather than for unexpected emergencies. The study found that 69% of payday loans are borrowed for recurring expenses, 16% were attributed to unexpected emergencies, 8% for special purchases, and 2% for other ...

  3. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  4. 7 Best Loan Apps of March 2024 - AOL

    www.aol.com/finance/7-best-loan-apps-march...

    Membership fee: $1; express fee: $3-$15; external transfer fee: $5-$25. 4.4/5. 4.8/5. ... Not exactly, although some advertise their offerings as cash advances or payday loan alternatives.

  5. What are instant loans? Everything you need to know - AOL

    www.aol.com/finance/instant-loans-everything...

    Depending on your state laws, these short-term loans are available in a few varieties: payday loans, pawn shop loans and car title loans. Payday loans. Also called a cash advance, a payday loan ...

  6. Money Minute: Payday Lender ACE Cash Express Pays Up - AOL

    www.aol.com/on/payday-lender-ace-cash-express...

    ACE Cash Express, a so-called "payday lender," which provides small loans with very high interest rates that must be repaid quickly, is accused of harassing Money Minute: Payday Lender ACE Cash ...

  7. Critical factors to consider when taking out payday loans ...

    www.aol.com/finance/critical-factors-consider...

    Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).

  8. Allan Jones (businessman) - Wikipedia

    en.wikipedia.org/wiki/Allan_Jones_(businessman)

    This is an accepted version of this page This is the latest accepted revision, reviewed on 6 November 2024. American businessman Allan Jones Born William Allan Jones, Jr. (1952-12-31) December 31, 1952 (age 72) Cleveland, Tennessee, US Education Cleveland High School Alma mater Middle Tennessee State University Occupation Businessman Spouse(s) Candy Robinson (1972-75) Janie Pangle (m. 1983 ...

  9. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

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