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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Along with a smaller loan, consider a shorter loan — say, a 15-year mortgage instead of the benchmark 30-year. Yes, your monthly payments will be higher, but your interest rate will be lower.

3. Reverse mortgage: What it is and how it works - AOL

   www.aol.com/finance/reverse-mortgage-works...

   These home equity loans can be a source of cash for seniors, ... then repay those funds to the mortgage lender over a period of time, typically 15 or 30 years. With a reverse mortgage loan, the ...

4. Reverse mortgage pros and cons: What every senior should know

   www.aol.com/finance/reverse-mortgage-pros-cons...

   Key takeaways If you’re a homeowner aged 62 or older, a reverse mortgage can help you obtain tax-free income, allowing you to stay in your home, pay bills, supplement your income and more.

5. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   As part of the 2012 State of the Union Address, President Barack Obama referenced a plan to give "every responsible homeowner the chance to save about $3,000 a year on their mortgage". Within the mortgage industry, this plan is being referred to as HARP 3.0. The plan has not passed.

6. Reverse Mortgages Pose Big Risks for Seniors, Warn ... - AOL

   www.aol.com/2012/12/06/reverse-mortgages-risks...

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7. Can You Get a Second Mortgage If Your Only Income Is ... - AOL

   www.aol.com/finance/second-mortgage-only-income...

   Getting a second mortgage with Social Security as your only income source is possible, but there are caveats. Find out more about how to quality.

8. 7 best banks for seniors and retirees in February 2025: Ring ...

   www.aol.com/finance/best-bank-accounts-for...

   U.S. Bank is a brick-and-mortar bank with over 2,000 physical branches in 27 states. As someone who values face-to-face banking, I appreciate U.S. Bank’s extensive network. Plus, it offers a ...

9. Mortgage application: What’s included and how to prepare - AOL

   www.aol.com/finance/mortgage-application...

   With many mortgage lenders, you can apply for a mortgage online and complete the process in 45 minutes or less — if you have all of your information ready beforehand. That’s a big if, of course.