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The form tells the agency that a theft has taken place. It can also reduce the risk of tax identity theft — when someone files a fake tax return in the hope of stealing a refund — and reduce ...
Next, you’ll want to report the identity fraud to the Federal Trade Commission (FTC), which you can do with this online form or by calling 877-438-4338. The FTC also suggests you may want to ...
Report identity theft to the FTC through the agency’s digital assistant if you think your identity was stolen, and follow the recovery plan they recommend to protect yourself.
Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.
Identity theft complaints as a percentage of all fraud complaints decreased from 2004 to 2006. [57] The Federal Trade Commission reported that fraud complaints in general were growing faster than ID theft complaints. [57] The findings were similar in two other FTC studies done in 2003 and 2005.
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.