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A used car, a pre-owned vehicle, or a secondhand car, is a vehicle that has previously had one or more retail owners. Used cars are sold through a variety of outlets, including franchise and independent car dealers , rental car companies, buy here pay here dealerships, leasing offices, auctions, and private party sales.
DriveTime is a private company headquartered in Tempe, Arizona. [3] The company's business model is focused on selling previously owned vehicles to car-buyers. [4] It uses a proprietary credit scoring model to finance car purchases at its dealerships in-house, [5] [6] including subprime lending.
Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.
The Department of Budget and Management (DBM; Filipino: Kagawaran ng Badyet at Pamamahala) [1] is an executive body under the Office of the President of the Philippines.It is responsible for the sound and efficient use of government resources for national development and also as an instrument for the meeting of national socio-economic and political development goals.
The North Luzon Expressway (NLEX), [a] signed as E1 of the Philippine expressway network, partially as N160 [b] of the Philippine highway network, and partially as R-8 [b] of the Metro Manila arterial road network, [c] is a controlled-access highway that connects Metro Manila to the provinces of the Central Luzon region in the Philippines.
The Cordillera Administrative Region (CAR; Ilocano: Rehion/Deppaar Administratibo ti Kordiliera; Filipino: Rehiyong Pampangasiwaan ng Cordillera), also known as the Cordillera Region and Cordillera (IPA: [kɔrdiljɛra]), is an administrative region in the Philippines, situated within the island of Luzon.
Honesto Ongtioco – born in San Fernando, Pampanga, second bishop of Balanga from April 8, 1998 to August 28, 2003, and first Bishop of Cubao from August 28, 2003 to December 3, 2024; Paciano Aniceto – born in Santa Ana, Pampanga, Archbishop Emeritus Roman Catholic Archdiocese of San Fernando and former second Bishop of the Diocese of Iba ...
Trial service on the North Main Line were planned later on. Between 2009 and 2010, PNR stations were renovated including a number of stations on the North Main Line. Some second-hand 12 series coaches were also acquired from the East Japan Railway Company as the NR class. These coaches were later reassigned to the South Main Line. [33]