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  2. CFPB sues Experian over "sham investigations" into consumer ...

    www.aol.com/cfpb-sues-experian-over-sham...

    Experian does not properly investigate consumer complaints of errors in credit reports, threatening their access to credit, employment and housing, the Consumer Financial Protection Bureau said ...

  3. Credit report errors are more common than you think. Here's ...

    www.aol.com/credit-report-errors-more-common...

    A 2003 law guaranteed access to free credit reports once a year. Today, consumers may see their reports once a week. ... In the Consumer Reports investigation, 872 consumers said they found errors ...

  4. Experian credit bureau sued for allegedly failing to properly ...

    www.aol.com/news/experian-credit-bureau-sued...

    The credit bureau also is accused of allowing the reinsertion on a consumer's credit report of previously deleted negative information. Read more: FTC lawsuit accuses L.A. cash app Dave of ...

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

  6. Credit control - Wikipedia

    en.wikipedia.org/wiki/Credit_Control

    Credit control is the system used by businesses to make sure that credit is given only to borrowers who are likely to be able to repay it. Credit Controllers control lending by calculating and managing risk. A Credit Controller oversees all debts owed to a company from existing creditors and manages requests for new credit.

  7. Consumer Reports - Wikipedia

    en.wikipedia.org/wiki/Consumer_Reports

    Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy.

  8. New Report Reveals Consumer Credit Card Complaints ... - AOL

    www.aol.com/finance/report-reveals-consumer...

    Consumers filed 58% more complaints in 2020 after the COVID-19 pandemic gripped the United States, many of them related to financial fraud, inaccurate information on credit reports and a lack of ...

  9. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]