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An 800 credit score is considered “exceptional” by FICO and is in the highest tier of scores. As long as you meet the lenders’ other requirements, your score is high enough to qualify for ...
Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...
Scoring a home should be a slam dunk for many Americans. Here's the credit score you require to buy a home in 2023 — and it's probably lower than you'd think Skip to main content
However, depending on your circumstances, you might not be able to quickly improve your credit score before you need to buy a home. So knowing the minimum credit score requirements can be helpful ...
Credit score requirements are not the only benchmark you need to meet. You’ll need to make a down payment of at least 3.5 percent. This minimum increases to 10 percent if your credit score is ...
Credit Rating. FICO Score Range. Excellent. 800 and above. Very Good. 740 to 799. Good. 670 to 739. Fair. 580 to 669. Poor. 300 to 579
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